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r/personalfinance rules: what actually gets removed

Each rule below is paired with the way it is most likely enforced. Where the rules state a number, we quote it. Where they do not, we say so instead of guessing.

1. 1.Submission guidelines

   Enforcement varies

   Posts must be a personal finance question or discussion with a descriptive title. We don't allow: * Polls, surveys, or requests for personal data, experiences, or other types of self-reporting * Success stories or thanks (use weekday/weekend thread) * Several [disallowed topics](http://bit.ly/3mxqnSl) * Meta posts * IAmA/AMA requests or posts * News without a discussion, quote, or summary For more information on the subreddit rules, read the [rules wiki](/r/personalfinance/w/rules).

2. 2.Self-promotional advertising or soliciting

   Enforcement varies

   We don't allow: * Promotion of web content, products, services, companies, or anything else owned by you (or anyone affiliated with you), even if not monetized * Accounts with promotional profiles or usernames * Offering referral, invite, or affiliate links/codes * Soliciting business/investors, market research, media requests, or recruiting * Repeatedly or prominently stating financial credentials * PM/DM requests or offers Requires pre-approval: open source tools, customer service replies

3. 3.Unhelpful or disrespectful

   Enforcement varies

   We don't allow: * Circlejerking or karmawhoring * Posting just for upvotes or humor * Insincerity or dishonesty * Trolling, brigading, loaded questions/language, or provoking unproductive conversation * Memes or low-effort content * Clickbait titles * Excessive large, bold, or spaced-out text * [Bots](http://bit.ly/3GJH5om) or AI-generated content * In-character novelty accounts * Insubstantive/ephemeral posts * Requesting votes * Excessive profanity * [Poor reddiquette](http://bit.ly/2vKxaO6)

4. 4.Asking for handouts or transactions

   Enforcement varies

   We don't allow asking for handouts or transactions. That includes: * Asking (even indirectly) for gifts, loans, or donations for yourself or on behalf of any organization or person(s) * Any mention of a fundraising campaign even without a link * Requesting a job * Asking for loan cosigners * Soliciting for anyone to engage in any kind of transaction

5. 5.Legal or business discussion

   Enforcement varies

   We don't allow legal or business discussions. That includes: - Discussions that are predominantly legal issues - Discussions about starting, funding, or running a business, corporation, partnership, etc. - Content better suited for /r/legaladvice, /r/smallbusiness, /r/entrepreneur, or /r/business

6. 6.Politicizing

   Enforcement varies

   We don't allow: - Moralizing issues - Petitions or calls-to-action - Political discussions - Political baiting - Soapboxing

7. 7.Lawbreaking information

   Enforcement varies

   We don't allow: * Suggesting another user perform an activity that is illegal, unlawful, or fraudulent in most jurisdictions * Linking to illegal content or lawbreaking information * Asking for advice on any of the above

8. 8.Personal attack or abusive language

   Enforcement varies

   We don't allow: * Personal attacks * Raw criticism without any constructive feedback * Name-calling, flaming, shaming, or otherwise harassing another poster (or person being helped) * Telling a user to harm themselves or others * Abusive language * Intentionally rude or very harsh language * [Hate speech](/r/personalfinance/wiki/rules#wiki_definitions) * Suggesting [sex work](/r/personalfinance/wiki/rules#wiki_definitions) (even indirectly) * Retaliating in response to an affront

9. 9.Personal advice discussion

   Enforcement varies

   We don't allow personal advice discussions. That includes: * Content better suited for /r/relationships * Recommending a poster end their relationship or start a new relationship * Posts about suicide or violence * Posts asking for advice on how to convince someone else to change their behavior * Relationship drama not essential to a question or discussion * Family planning advice, especially unsolicited or flippant * Career, job, and education questions * Medical advice

10. 10.Other bad behavior

    Enforcement varies

    * Missing－Disappearing after posting a discussion or posting for another with inadequate information or involvement * Hyping－Pushing speculative, volatile, illiquid, or meme investments, especially flippantly, tersely, or implying huge returns * Rabble rousing－We're not your personal army * Doxing－Posting or seeking personal information, dox attempts or threats * Flooding－Posting excessively frequently * Duplicates－Reposting news or information * Plagiarism－Not giving credit properly

r/personalfinance does not publish karma or account-age minimums in its rules. Subreddits often enforce unpublished filters on top of what they write down, which is why posts from new accounts can vanish without a message here.