Finance & investing
Best time to post in r/finansial
The best and worst hours to post, the rules that get posts removed, and a check of your draft against both.
Posts in r/finansial are most often removed for self-promotion issues. It is a public subreddit that allows both text and link posts and does not require post flair. In our latest sample of 25 recent posts, an estimated 100% were still up about a day later.
Diskusi, berita dan pertanyaan segala macam tentang perencanaan keuangan pribadi.
The best and worst hours to post in r/finansial
In our sample of 583 recent and top r/finansial posts, activity and scores peak around Sunday 9am UTC, and are weakest around Thursday 5pm UTC. Based on posts sampled through Sep 4, 2026. Times in this sentence are UTC; the grid below converts to your local timezone. Timing helps a clean post get seen. It does not save a post that breaks a rule.
- Window 1
Sun around 9am
avg score 405.5 · 4 posts sampled
- Window 2
Tue around 9am
avg score 169.3 · 6 posts sampled
- Window 3
Thu around 2am
avg score 137.4 · 7 posts sampled
Your timezone: UTC (GMT+0). Darker cells mean more posts in our sample.
Compare r/finansial against every tracked community on the best time to post on Reddit tool.
Estimated survival rate
100%
of 25 recent r/finansial posts we sampled were still publicly visible about a day later.
How this is measured
Estimate. We sample recent public posts and check again about 18 hours later to count how many are still publicly visible. Posts removed at the moment of submission never become publicly visible at all, so the true removal rate is at least this high. Last sampled Sep 5, 2026.
r/finansial rules: what actually gets removed
Each rule below is paired with the way it is most likely enforced. Where the rules state a number, we quote it. Where they do not, we say so instead of guessing.
1.Submission Guidelines
Enforcement varies- Post news / discussions / questions about personal finance relevant to Indonesia - Don't post illegal financial products and activities unless its to warn others - Be clear about risks in any financial product
2.Self-promotional advertising or soliciting
Enforcement variesWe prohibit any: - Advertisements or promotion about a company, site, blog, video, app, or product owned by you (or anyone affiliated with you), even if not monetized - Promotion of anything owned by you - Offering referral, invite, or affiliate links/codes - Soliciting business, market research, media requests, or recruiting - Repeatedly or prominently stating financial credentials of you or others - PM/DM requests or offers
3.No low effort post
Enforcement varies* Put some effort when asking a question and add relevant details about your condition. Asking "what xxx is the best/paling worth it?" without any specific detail about yourself is just dumb and disrespectful for those attempting to answer. * No copy-pasted generative AI answer * No off-topic, low effort, shitpost/meme, or redundant submissions.
r/finansial does not publish karma or account-age minimums in its rules. Subreddits often enforce unpublished filters on top of what they write down, which is why posts from new accounts can vanish without a message here.
Can you self-promote in r/finansial?
No. r/finansial bans self-promotion outright: product links, launch posts, and thinly framed feedback posts get removed. The sub's own wording: "Advertisements or promotion about a company, site, blog, video, app, or product owned by you (or anyone affiliated with you)". If you want eyes on your project, contribute first and look for communities with a promo lane.
r/finansial by the numbers
- Members
- 141K
- Active right now
- Not public
- Posts / day
- 5
- 189 comments / day
- Community age
- 6 years
- since Nov 26, 2019
| Median title length | Posts with a link | Posts with flair | Dominant format |
|---|---|---|---|
| 48 characters | 20% | 100% | text posts |
What gets removed in r/finansial
Self-promotion
r/finansial bans self-promo outright. Product links, launch posts, and thinly framed "feedback" posts are removed.
Low karma or a new account
r/finansial publishes no karma or age minimum, but unpublished account filters are common at this size. New accounts should comment before posting.
AI-generated content
r/finansial removes content it judges to be AI-generated. Obvious AI phrasing in a draft raises removal risk even when a human wrote most of it.
Reddit's sitewide spam filter
A separate layer before the subreddit ever sees your post. New accounts posting links, URL shorteners, and repeated domains are its favorite targets. Removals are instant and silent.
A shadowbanned account
If the account itself is shadowbanned, every post looks live to you and invisible to everyone else, in any subreddit.
Wondering about a post that already disappeared? Start with why Reddit posts get removed or run the free shadowban check.
Subreddits like r/finansial
Posting somewhere adjacent? Each of these has its own rules and its own removal pattern. Check the one you actually plan to post in.
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r/financialindependence
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r/finansial posting questions
Can I post links in r/finansial?
Yes. r/finansial accepts link posts. The usual sitewide traps still apply: URL shorteners, affiliate parameters, and brand-new domains get filtered fast, and promotional links are judged against the sub's self-promo rules. One clean link to the original source is the safe pattern.
Does r/finansial require karma to post?
r/finansial does not publish a karma minimum. That does not mean there is none: many subreddits enforce unpublished karma and account-age filters that remove posts silently. If your account is new or has little karma, that is the first thing to rule out when a post disappears.
Can you self-promote in r/finansial?
No. r/finansial bans self-promotion outright: product links, launch posts, and thinly framed feedback posts get removed. The sub's own wording: "Advertisements or promotion about a company, site, blog, video, app, or product owned by you (or anyone affiliated with you)". If you want eyes on your project, contribute first and look for communities with a promo lane.
Is r/finansial strict?
Moderate, by our estimate (23/100 on our strictness scale, from its measured removal rate, 3 rules, and its stated gates). About 0% of recent posts disappeared within a day in our sample. Strictness is about enforcement, not hostility: a strict sub is predictable if you follow its rules.
Does r/finansial allow AI-generated content?
No. r/finansial removes content it judges to be AI-generated. That includes obviously AI-phrased text even when a human edited it, so rewrite drafts in your own voice before posting here.
What is the best time to post in r/finansial?
Based on our sample of recent and top posts, activity and scores peak around Sunday 9am UTC and Tuesday 9am UTC. Treat this as a starting point, not a guarantee: a post that breaks a rule gets removed at any hour. The heatmap on this page converts these windows to your local time.
Why do posts get removed in r/finansial?
The most common reasons are self-promotion violations, plus the layers every subreddit has: Reddit's sitewide spam filter, unpublished AutoMod rules, and account-level gates like karma and age. In our recent sample, roughly 0% of r/finansial posts disappeared within about a day of going up. Many removals are silent, so checking your draft first beats finding out after.
Rules last checked Sep 4, 2026
Go deeper: how AutoMod removals work, the shadowban explainer, or earning karma the allowed way.
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